Frequently asked questions

Quickie Business provides fast, small-dollar business funding. We advance your business up to $25,000 by purchasing a portion of your future receivables, and you repay it through fixed weekly payments over a short term.

No. A Quickie is a purchase of future receivables for a business purpose — not a consumer loan and not a line of credit. There's no compounding interest; instead there's one flat cost built into your total payback, which you see before you sign. See our Disclosures for details.

You can request up to $25,000. The amount you're approved for is based on your cash flow — primarily your income and average daily balance — not your personal credit score.

Pricing is simple and fixed: one flat total payback, split into equal weekly payments. Before you sign you'll see the exact dollars — what hits your account, what you pay each week, and the total you'll pay back over the term (plus a 7.5% origination fee deducted from the amount funded). The number you see is the number you pay — no hidden APR, no compounding interest, no surprise fees, and paying off early saves you money.

Most applications take just a couple of minutes and decisions are instant. Once you sign and confirm your payment details, funds are typically on their way the same day or the next business day.

You'll generally need:

• Around $3,000+ a month in business or 1099 income
• 3+ months of earning history
• An active bank account — business or personal — where your income lands
• To be a U.S. resident, 18 or older

You don't need a registered business. Self-employed people — freelancers, side-job workers, contractors, and other 1099 earners — are welcome to apply with their name and Social Security number; no business name or EIN required.

We verify income and cash flow by securely connecting the bank account where your money is deposited (read-only) through our banking partner.

Repayment is automatic. We collect a fixed weekly payment by ACH from your connected business bank account, typically every Friday, until your balance is paid in full. You can track every payment in your client portal.

Yes — and you keep more when you do. If you settle within the first 30 days, you pay a discounted early-payoff amount instead of the full total payback. Your portal shows exactly how much you'd save, and you can message us to pay it off anytime.

Absolutely. Once you've paid down enough of your current balance, you become eligible for additional funding — and renewing takes just a few minutes from your portal.

Yes. We use bank-grade encryption, and your bank connection is read-only through a trusted banking partner — we never see or store your bank login. Read more in our Privacy Policy.

Email support@quickiebusiness.com or use the secure message center in your client portal. See our contact page for all the ways to reach us.